Navi, your all-in-one financial superapp designed for diverse financial needs, offers a range of services for your convenience. From lightning-fast UPI payments to smart investments in mutual funds and gold, quick cash loans, reliable health insurance coverage, and effortless home loans, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being.

1. Navi UPI

Simplify money transfers with Navi UPI (NPCI Approved).

Navi UPI Features

✅ Instantly transfer money to anyone, anytime

✅ Pay bills and recharge online

✅ Conveniently scan and pay at any store

✅ Seamlessly make online payments on various apps

✅ Enjoy hassle-free payments with Navi UPI Lite, no PIN required

2. Investments

Discover diverse investment opportunities with mutual funds and digital gold.

Navi Mutual Fund Features

✅ Diversify your portfolio with Domestic and International Funds

✅ Investment starts with as low as ₹10 (except for ELSS tax saver index fund)

✅ Flexible investment options with weekly/monthly SIP

✅ One of the Lowest expense ratio for affordable investing

Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully.

Navi Gold Features

✅ 24K Digital Gold

✅ 99.9% purity

✅ Investment starts with just ₹10

3. Navi Health Insurance

Safeguard yourself and your family's financial future with Navi Health Insurance.

Navi Health Insurance Features

✅ Coverage up to ₹1 crore

✅ Health insurance premiums starting at just ₹235* per month

✅ Experience quality healthcare at over 11,000+ network hospitals*

✅ Cashless claim settlement within 20 minutes*

✅ Benefit from 100% coverage* of hospital bills through a paperless process

4. Navi Cash Loan

Access instant cash loans of upto ₹20 lakh through the Navi Cash Loan app.

Navi Cash Loan features

✅ Enjoy competitive interest rates starting from 9.9% to 35% per annum

✅ Choose from flexible loan tenures ranging from 3 to 84 months

✅ Experience a fully digital loan process with instant fund transfer to your bank account

✅ Qualify with a minimum household income of ₹3 Lakh per annum

✅ Loan Amount Up to ₹20 Lakhs

Example of How Navi Cash Loan works:

Loan Amount - ₹30,000

APR* (ROI) - 12%

EMI - ₹2,800

Total Interest Payable - ₹2,800 x 12 months - ₹30,000 Principal = ₹3,600

Disbursed Amount - ₹30,000

Total Amount Payable - ₹2,800 x 12 months = ₹33,600

*Note: These numbers are for representation purposes only. Final APR will depend on the customer's credit assessment.

*APR (Annual Percentage Rate) is the total cost you'll pay for borrowing money over a year. It includes the interest rate plus any fees charged by the lender. APR gives you a clear picture of how much a loan will really cost you. For Navi, APR is equal to ROI (Rate of Interest) as we don't charge any additional fees.

5. Navi Home Loan

Book that dream home with home loans up to ₹5 crore with flexible EMI options and a sanction offer letter within 5 minutes on app*

Navi Home Loan Features

✅ Loan Amount: Up to ₹5 Crore

✅ Interest Rate: Starting from 8.55%

✅ Loan Tenure: Up to 30 Years*

✅ Zero Processing Fees

✅ Up to 90% LTV

✅ Navi Home Loan is available in Bengaluru, Chennai & Hyderabad

6. Referral Program

Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral.

About Navi

- Navi app is developed & owned by Navi Technologies Limited, founded by Sachin Bansal and Ankit Agarwal, in December 2018.

- Cash Loans and Home Loans are provided by Navi Finserv Limited, a Non-Deposit taking systemically important NBFC registered & regulated by the RBI.

- Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer.

- Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors.

- Navi UPI is NPCI approved.

Navi is a first-person shooter game developed by Valve Corporation and released in 2004. The game is set in a futuristic world where aliens have invaded Earth and humanity is fighting for survival. Players take on the role of a marine and must battle their way through hordes of aliens to complete objectives and ultimately save the planet.

Navi is a fast-paced and action-packed game that features a variety of weapons and enemies. Players can choose from a variety of weapons, including assault rifles, shotguns, sniper rifles, and rocket launchers. Each weapon has its own unique strengths and weaknesses, and players must learn to use them effectively to survive.

The game also features a variety of enemies, including grunts, headcrabs, and zombies. Each enemy has its own unique abilities and weaknesses, and players must learn to adapt their tactics to defeat them.

Navi is a challenging game, but it is also a rewarding one. Players who are able to master the game's mechanics and learn to work as a team can overcome any challenge and save the planet from the alien invasion.

Gameplay

Navi is a first-person shooter game that is played from the perspective of a marine. Players must battle their way through hordes of aliens to complete objectives and ultimately save the planet. The game features a variety of weapons and enemies, and players must learn to use them effectively to survive.

The game is played in a series of levels, each with its own unique objectives. Players must fight their way through each level, defeating all of the aliens and completing the objectives. The game features a variety of different environments, including urban areas, forests, and deserts.

Players can choose from a variety of weapons, including assault rifles, shotguns, sniper rifles, and rocket launchers. Each weapon has its own unique strengths and weaknesses, and players must learn to use them effectively to survive. The game also features a variety of enemies, including grunts, headcrabs, and zombies. Each enemy has its own unique abilities and weaknesses, and players must learn to adapt their tactics to defeat them.

Navi is a challenging game, but it is also a rewarding one. Players who are able to master the game's mechanics and learn to work as a team can overcome any challenge and save the planet from the alien invasion.

Weapons

Navi features a variety of weapons that players can use to defeat their enemies. These weapons include:

* Assault rifles: Assault rifles are the most common weapon in Navi. They are accurate and powerful, and they can be used to take down most enemies quickly.

* Shotguns: Shotguns are powerful close-range weapons. They are perfect for taking down groups of enemies or for dealing with enemies that are hiding behind cover.

* Sniper rifles: Sniper rifles are long-range weapons that are perfect for taking down enemies from a distance. They are accurate and powerful, but they can be difficult to use effectively.

* Rocket launchers: Rocket launchers are powerful explosive weapons that can be used to take down large groups of enemies or to destroy obstacles. They are slow to reload, but they can be very effective when used correctly.

Enemies

Navi features a variety of enemies that players must defeat. These enemies include:

* Grunts: Grunts are the most common enemy in Navi. They are weak and easy to kill, but they can be dangerous in large groups.

* Headcrabs: Headcrabs are small, parasitic creatures that can attach themselves to the player's head and drain their health. They are weak, but they can be very annoying.

* Zombies: Zombies are reanimated corpses that are slow and easy to kill. However, they can be dangerous in large groups.

* Vortigaunts: Vortigaunts are powerful aliens that can use a variety of weapons. They are tough to kill, but they can be defeated with a well-placed shot.

* Nihilanth: The Nihilanth is the final boss of Navi. It is a powerful alien that can use a variety of abilities to attack the player. It is a difficult boss to defeat, but it is possible with a well-coordinated team.