Make secure payments for goods and services within a blink using just your mobile device at participating SumUp merchants.

Get started:

1. Download the SumUp Pay app.

2. Create a free account in 1 minute.

3. Scan QR codes and pay with your mobile device at all participating merchants.

Payment process:

1. Open camera and scan presented QR code

2. Enter credit card details (on first transaction)

3. Confirm payment

4. Done!

SumUp Pay is a financial technology platform primarily designed for small businesses and entrepreneurs. It provides a range of tools and services to facilitate payment acceptance, both in-person and online. The core offering revolves around enabling businesses to accept card payments without the complexities and high costs traditionally associated with merchant accounts and point-of-sale (POS) systems.

SumUp Pay's main appeal lies in its simplicity and affordability. Businesses can typically acquire a card reader device from SumUp, connect it to a smartphone or tablet via Bluetooth, and use the SumUp app to process transactions. The platform supports various card types, including Visa, Mastercard, American Express, and others, as well as mobile payment methods like Apple Pay and Google Pay.

Beyond card acceptance, SumUp often offers additional features like invoicing tools, online payment gateways for e-commerce websites, and basic sales reporting. These features aim to provide a more comprehensive solution for managing business finances and tracking sales performance. The platform usually operates on a transaction fee basis, meaning businesses pay a percentage of each transaction processed through SumUp, rather than fixed monthly fees. This model can be particularly attractive to businesses with fluctuating sales volumes. The company may also offer other products and services such as business accounts, payment links, and loyalty programs. The precise offerings can vary depending on the region and specific SumUp product.