Low-fee, quick money transfers worldwide

Going somewhere? The Wise account is built to save you money round the world.

170 countries. 50+ currencies. One account. All in one place. So you can send, spend, and receive money simply, with high speeds and low fees. Join 16+ million people moving and saving money internationally.

Take on the world with Wise

- You’ll always get the mid-market exchange rate on every transaction

- Our tiny fees are always shown upfront

Send and save money worldwide

- Send money to 70+ countries

- Do it fast: over half of international transfers arrive instantly

Get a debit card that’s always got the right currency

- Spend and withdraw money in 170+ countries

- Always pay in the local currency. Our automatic currency conversion gets you the lowest possible price

- Shop online safely with a disposable digital card

Hold and convert 50+ currencies

- Keep all your currencies in one place — for free

- Convert between your different currencies instantly

Get paid like a local

- Get your own account details for the UK, US, EU and more

- Use them to get paid or have direct debits in multiple currencies, without the extra fees

A business account for going global

- Pay invoices and bills faster, at a fairer exchange rate

- Use account details to get paid by clients and customers around the world

- Quickly connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by the FCA in the UK, and other authorities globally. Check out wise.com for our full coverage and product availability.

What's New in the Latest Version 8.63.1

Last updated on Jun 4, 2024

We fixed bugs and made minor improvements.

Happy sending, spending, and saving!

Introduction:

Wise is an AI-powered financial platform that provides transparent, low-cost international money transfers and currency exchange services. Its mission is to make moving money across borders as easy, fast, and affordable as possible.

Key Features:

* Real-time exchange rates: Wise uses real-time market data to offer competitive exchange rates, ensuring users get the best possible value for their transfers.

* Low transfer fees: Wise charges minimal fees compared to traditional banks, typically ranging from 0.35% to 1% of the transfer amount.

* Fast transfer times: Transfers usually arrive within 1-2 business days, depending on the destination country.

* Transparency: Wise provides full transparency about its fees and exchange rates, with no hidden costs or markups.

* Multi-currency account: Users can hold multiple currencies in their Wise account, making it easy to manage international finances.

How it Works:

Wise uses a peer-to-peer (P2P) model for its money transfers. Instead of exchanging currencies directly, it matches customers who want to send money with those who want to receive money in the opposite currency. This eliminates the need for currency conversion and reduces transfer costs.

Security and Regulation:

Wise is authorized and regulated by various financial authorities worldwide, including the Financial Conduct Authority (FCA) in the UK and the Central Bank of Ireland. It uses industry-standard security measures, including encryption and two-factor authentication, to protect user data and transactions.

Benefits:

* Cost savings: Wise's low fees and competitive exchange rates can save users significant amounts of money compared to traditional banks.

* Convenience: Transfers can be initiated and tracked online or through the mobile app, making it easy to manage international finances on the go.

* Transparency: The clear display of fees and exchange rates eliminates any uncertainty or hidden costs.

* Speed: Fast transfer times ensure that funds arrive quickly, even for international transfers.

* Versatility: The multi-currency account and support for various currencies provide flexibility for managing global finances.

Conclusion:

Wise is a reliable and cost-effective platform for international money transfers and currency exchange. Its real-time exchange rates, low fees, fast transfer times, and transparency make it an attractive option for individuals and businesses alike. By leveraging AI and P2P technology, Wise has revolutionized the way money is moved across borders, making it easier, faster, and more affordable than ever before.